MHCA submission to the ALRC issues paper into equal recognition of people with disability before the law - Mental health and insurance January 2014

This submission to the Australian Law Reform Commission (ALRC) describes how people with experience of mental illness often do not have access to insurance on reasonable terms.  The MHCA argues that the exemptions that providers of insurance currently enjoy under the Disability Discrimination Act 1992 be reviewed and amended, and that an independent actuarial study be conducted on the data insurers use to assess the risks associated with mental illness.  The submission also calls for a number of improvements to industry practice, including to insurance products, guidelines, forms and processes, and staff training.

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submission, mental health, stigma

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